Clarity.
Growth.
Capital.
Business funding tailored to your goals — not just your credit score.
Apply in minutes. Get funded fast.
How It Works
Get funded in 3 simple steps with strategic guidance at every step.
Application
Tell us about your business in under 3 minutes. No credit impact to get pre-qualified.
Compare Offers
Review multiple loan offers from our network of trusted lenders. Choose terms that work for you.
Get Funded
Complete simple paperwork and receive funds in your account within 24-48 hours.
Who We Are
Experts Who Understand Your Business Needs
When you need smarter, faster and more transparent funding solutions without roadblocks, hidden fees or rigid policies - come to Vista Crest Capital
Tailored Business Funding
Any Industry
Any Reason
$2.8B+ Funded
Simple Application
3 minutes to get a pre-approval without affecting your credit score, or commitments.
Multiple Offers
Don't settle for less, when you have access to a robust lending network to get you promising funding.
Real Humans
Talk to a fund advisor to help you grow your business and access funds when you need it.
Flexible Funding Solutions for Every Business Need
Term Loans
Secure the capital you need for expansion, equipment, or expenses with flexible term loans.
Merchant Cash Advances
Get immediate access to capital with repayments that flex with your daily sales.
Lines of Credit
Access revolving capital when you need it and only pay for what you use.
Equipment Financing
Upgrade or purchase new equipment with financing solutions that preserve your cash flow.
SBA Loans
Government-backed loans with competitive rates and longer terms for qualified businesses.
Invoice Financing
Get immediate access to capital before your 30, 60, or 90 day invoices get paid.
What Business Owners Are Saying
Here's what our clients have to say about our funding team:
When we needed emergency funding, Vista Crest Capital came through. They helped us restructure our finances and provided flexible payment terms that worked with our cash flow.
Mike R.
Manufacturing
Traditional banks kept turning us down due to our industry. Vista Crest Capital looked at our revenue growth and got us $250K in just 4 days. The process was incredibly transparent with no hidden fees.
Sarah M.
Restaurant Owner
Our bank wanted collateral we didn't have. Vista Crest Capital got us approved based on our sales history and revenue trends. Funds arrived in 2 days.
Jennifer L.
E-commerce
Frequently Asked Questions
How quickly can I get funded?
Most clients receive funds within 1-3 business days after approval. Some funding options like merchant cash advances can be funded in as little as 24 hours.
Do you require a personal guarantee?
While some funding options do require a personal guarantee, we also offer solutions that qualify based on your business performance alone. We'll clearly explain the requirements for each option.
What if my credit isn't perfect?
We look beyond just credit scores. Our funding decisions consider your business revenue, time in business, and growth potential. Many clients with less-than-perfect credit still qualify for our flexible funding solutions.
Will applying affect my credit score?
No. Our initial pre-qualification uses a soft credit check that doesn't impact your credit score.
Are there any prepayment penalties?
No! We actually reward early repayment with discounted rates on many of our funding products. We want to see your business succeed, not penalize you for doing well.
What are your minimum requirements?
Generally, we work with businesses that have:
At least 12 months in operation
$15,000+ in monthly revenue
A business bank account
Different funding options have different requirements, and we'll help find the best fit for your situation.
How is this different from a bank loan?
Unlike traditional banks that can take weeks or months to decide, we offer a streamlined process with decisions often in hours. We also consider your business health and potential rather than just focusing on credit scores and collateral.
Your trusted partner in business funding.
Quick Links
Home
About Us
Services
Useful Links
Testimonials
FAQs
Blog